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YouNeedAbudget

YouNeedAbudget You Need A Budget – WOW.Where was YNAB 20 Years Ago I would be a Millionaire now if I had it then!

I will leave the futures of ynab to other reviews. This is an ok program but is defiantly not for everyone. The idea behind ynab is great but delivery of that idea is short. Basically, ynab tells you where you are spending your money and that is the main strength of it. This software is nothing more then a logbook, pencil, and calculator. You can also do the same thing with any quality spreadsheet program. Personally i like ynab program but it dose require dedication on a day-to-day basis. I do believe that most of the positive reviewers are short-term users. After 4 or 5 months most user will have set ynab aside or use it in a very reduced role as i do. The reason for this is:1) time consuming.

We are doing dave ramsey’s method and using cash envelopes but we needed a really effective budgeting software tool and this is it. If i can use this, anyone can. It is so easy to budget and enter everything and just watch how ynab shows you where your money is going. I probably saved $200 just in the first month of owning ynab by keeping track of where every dollar was going. It is so exciting watching your buffer growynab, where have you been all my life?.

After years of trying quicken and mint, i landed on ynab. And i am so very glad that i did. What makes ynab different?ynab is not just software that shows you what you are spending where. Quicken and mint were maybe even better at showing you what you had already spent. But that is the key- what you have already done. Quicken is also a better product to show you where you could be in x amount of years. If, of course, you only spend what you think you will until then. But really, who plans for a car breaking down?. Who plans for family emergencies?.Who plans for the rainy days that are sure to come and mess up whatever budget you have set up.

  • Built well, built tough and built to last!
  • This system has helped me a lot: helped me
  • Vital to saving and eliminating debt

I have been using my own excel spread sheet for years. It worked okay and i kinda had an idea where i wanted to go and thought i was in control, somewhat at least, but without a financial background i struggled to manage my finances. Since i purchased ynab and started using it, i am truly in control,penny for penny. I feel better about my finances and my life. I told family and friends about ynab and i am still telling everybody that will listen. I even tell my colleages about it. I also bought ynab for my grown kids and encouraged them to use it to take control of their finances. I don’t know how i managed without it. I have the whole year financially planned ahead, and debt wise i can see the light at the end of the tunnel. Take control over your finances today, and be excited about your financial control like me.

As someone who has not budgeted before, i find this software great for showing me where my money really goes, but i don’t find it intuitive to use. Pros:- it is easy to enter in or download income and expenditures- it shows nifty bar and pie graphs of my expenditures by month- it made me look ahead and budget this month for future anticipated expenditures (e. Cons:- i find the budgeting portion of the software confusing and not intuitive. – the graphs are not interactive and have so many subcategories that it is difficult to see trends over time. On the whole i am glad i bought the software, but i still have dedicated more time to figuring it out than i would of liked.

Features of You Need A Budget (YNAB) – Personal Finance Software

  • Mac OS X, Linux, Windows, (Windows 7 / Vista/ XP / 95, / 98 / 2000 / ME / NT)Mac OS X (10.4.11 / 10.5.4 / 10.5.5 / 10.6),
  • And Linux (Fedora 8 and later / Ubuntu 7.10 and later / OpenSuse 10.3 and later)
  • Benefit from four unique, powerful rules for maximizing control over your money
  • Gain financial peace by tracking all of your spending (dining out, groceries, bills) with one simple interface
  • Be up and running in just minutes, also save time by importing your bank transactions
  • Generate reports, schedule recurring transactions, and GAIN CONTROL.
  • Stop living paycheck to paycheck – Get out of debt – Save more money faster

I’m an’expert’ pc quicken user and budgeter for many years. After buying a mac notebook recently, i found myself in a predicament on switching my personal financial tracking from the pc to mac. Testing out various trial software that work with the latest mac osx platform, i came across ynab rave reviews. I almost didn’t give the trial version a chance after perusing, since it felt so foreign from quicken, but thank goodness i gave it a go.This software is amazing and user friendly. I have it set up on my mac and iphone and love the ability to update transactions on the go. This software gives you the peace of mind to know exactly where your finances are, and most of all, it motivates you to want to save $.

I have been looking for a product that would help me create a budget that was user friendly, and did not require me to download my personal financial accounts. Finally, software that is intuitive and practical and makes you feel in control. It also includes free webinars. They teach you how to use the software and gives tips to maximize use. I started using it before the webinar, and would recommend waiting to view the webinar before starting to fully understand all of the advantages. I really love it and look forward to budgeting now. You have to download the software on your pc; then you can also download this app and use it on your tab or smart phone. The price for the software was so worth it; in fact, it’s inexpensive in comparison to the value to your mind and pocket book/wallet.

Summary
Review Date
Reviewed Item
You Need A Budget (YNAB) - Personal Finance Software
Rating
5.0 of 5 stars, based on 260 reviews